APK teardown reveals the possibility of Android Pay and Visual ID coming to Canada


  • John W

    I”m not holding my breath… still waiting for Google Voice.

    • Claude Gohier

      And Youtube Red…

    • Tuan Bui

      Google fiber too while we’re at it.

    • Brian G.

      Same as my answer above 🙁

    • Brian G.

      Not going to happen cuz Robellus 🙁

    • Jon Rube

      U mean Google Assistant?

    • xeronine992

      Don’t count on it. Been waiting for it since it was known as GrandCentral. What was that, like 8+ years ago?

      I think Google Voice is a product they don’t care about anymore. I dread the day they pull the plug on it, because I use it for US family members to call us for free.

  • Barry Harden

    Canadian banks have been hindering Android Pay for ages. The Canadian financial regulators should step in and force the hands of the banking sector to play nice.

    • Orage42

      Wait for Google to stop giving Canadians second tier services or just get an iPhone. It’s a non issue over here.

    • Domino67

      One can get Android Pay on an iPhone?

    • Orage42

      Of course not. I’m just saying you can stop waiting your life on Android Pay and grab Apple Pay instead.

    • Domino67

      Apple Pay works on Android devices?

    • Orage42

      Nope. And it doesnt matter one bit.

    • Domino67

      Well the vast majority of smartphones are Android.

    • Orage42

      Globally yes. In Canada, no. Apple still holds about a third of the market here.

      Whatever though.. Wait for Android Pay all you want.

    • Domino67

      If Apple holds 1/3 that makes 2/3 FOR Android……that’s a large majority.

    • Orage42

      Ok sure. But yet Google still hasn’t cared enough to release Android Pay in Canada.

      Go figure.

    • Brian G.

      Go to the source link and read the comments. The banks aren’t holding it up this time.

    • It’s Me

      With the small number of counties with banks that support it, its hard to blame Canadian banks for the delay in this case.

    • thereasoner

      Android Pay is supported in 13 countries (“counties”?) while Apple Pay is in 16.

      I’m not sure what the delay for Canada is, perhaps the amount of devices that can use Android Pay? , but it’s not the amount of countries or “counties”.

    • It’s Me

      You’re being a little loose with “supported”. Currently (i.e. today, as we are having this conversation), Android Pay is support in 10 countries. 3 more are expected to be added in 2017. Russia has been set for May 15/16 so you are about a week early. Taiwan is scheduled for June, so you’ll be right about them in about a month. South Korea has been announced and is expected sometime this spring, likely May, but no actual date yet. So, currently 10 countries, not 13.

      You don’t need to stretch the truth. Just try being honest. In a few weeks or maybe months, you can post your comment and it will be factual and honest at that time. But not right now.

      Likely the number of devices isn’t a factor. It is supported in enough countries that number devices clearly isn’t a huge obstacle. Honestly, since Android Wallet build upon the base that was Google Wallet for years, it’s a little surprising Apple Pay is still in so many more countries than Android Wallet.

      I do expect Samsung Pay to expand faster than Android Pay. I think one of the hangups some banks have with Android Pay is that they are forced to use HCE, which isn’t as secure as the hardware SE that Samsung uses. Having said that, Samsung reputation for putting security way down on the priority list might slow them down.

    • thereasoner

      Still, one month or not, my point stands. Your “small number of counties” statement is irrelevant.

    • It’s Me

      You wanted to compare it to the number of countries it is available in compared to Apple Pay. Apple has 50% more countries at the moment. Therefore, to your own point of comparing it to Apple Pay, the small number of countries it’s available in is quite relevant. It’s wee, but it’ll grow soon.

      Further, my original point, that it’s unlikely to be the Canadian banks blocking them still stands. Very few countries have support yet, so that doesn’t point the blame at our banks. Further, since Apple Pay is available here and google is giving it away, it’s not like our banks would be pushing for better terms, unless the banks want google to pay them to allow it. I mean, what more than free could they want?

      I suppose our banks could be hestitant from a security and privacy stand point. Knowing that google wants to extract customer data might be a problem for them. HCE could be another.

      6 years since google wallet first came out…10 countries for Android Pay is tiny.

    • thereasoner

      Even by your own numbers 50% more is not true but that’s besides the point.

      You’re just deflecting again as you wanted to make the point that the small number of supported “counties” as a reason for not blaming Canada’s​banks for not having Android Pay when that is simply irrelevant.

      But don’t let that stop you from deflecting away from yet another of your failed arguments….just don’t expect me to play along….cider…oh, I mean …ah, forget it. It’s not like there’s much of a difference 🙂

    • It’s Me

      10 countries with android pay. 15 with Apple Pay. That’s 5 more for Apple. 5 is 50% of 10. So 50% more.

      No wonder you ended up doing factory work into your 50s.

      There’s no reason to blame our banks for lack of android pay*. The tiny number of countries Googles been able to convince so far supports that. Sorry if reason is as foreign to you as grade 3 math.

      *unless it’s due to privacy and security concerns in which case it’s more than reasonable.

    • ciderrules

      Simple. It’s about money. iOS generates 5X the revenues of Android for things like online shopping/payments. When a bank looks at the two ecosystems, which one do you think is more likely to get support first?

      And support for “countries” is meaningless. You need to look at the number of banking institutions supported. If your bank doesn’t modify their back-end software for Apple Pay (or Samsung Pay) then you’re not going to be able to use it regardless of whether they are in your country. And number of banks is where Apple Pay is way ahead. In the US alone they are past 1,500.

  • Darryl Barnes

    It’s about time. Apple pay has been available for over a year now.

  • Chris D

    Samsung Pay only has CIBC? Android Pay is a no go still… It’s like we are living in the US pre 2015 😛

  • Many99

    The thing with this rumour iswith timing and the fact that cibc has removed their mobile payment app and this apk update

    • neo905

      CIBC removed their mobile app because of their relationship with Samsung and Samsung Pay. Just another way to sway the herd to Galaxy phones.

    • Brian G.

      Wrong! Read their spokesperson’s statement in the source link thoroughly.

    • neo905

      Whoa. Forum Po Po in the da house. Have you had your coffee yet this morning?

    • Brian G.

      Yep, just calling you out on your bs ☺️

    • neo905

      Great. Now you can return to Gotham City. Your work here is done.

    • m-p{3}

      Or sway annoyed customers towards another bank.

    • gremlin0007

      I think it’s the wrong play on CIBC’s part. All (almost) Samsung phones can use Android pay, but not all Android phones can use Samsung Pay…

  • LarryD

    Not everyone wants an iPhone, lol. Still, kind of ridiculous that neither Android Pay nor Samsung Pay are effectivley available in Canada yet.

    • Samsung Pay has been available since November of last year but it was made available to only CIBC customers who have either a CIBC debit card or certain CIBC credit cards. I think Samsung Canada teased sometime around the Galaxy S8 announcement that they have plans for a wider rollout with more Canadian banks on board later this year though nothing has been confirmed yet on that front.

    • Jonah Emery

      Samsung pay is not available for CIBC debit cards

    • It’s Me

      Samsung Pay is still basically a tease in Canada and Android Pay almost seems to be openly mocking Canadians.

  • Neil Osadchy
    • Crazy Legs™

      Their kiosks list it as an option too.

    • It’s Me

      And it probably works there. Probably works at most retailers.

    • m-p{3}

      It could be for tourists from supported countries.

    • It’s Me

      Could be. Could also be that whomever is printing up the stickers keeps assuming it should be included since it works anyway.

    • Leif Shantz

      I noticed it at the local McDs too!

  • ciderrules

    When Android Pay and/or Samsung Pay arrive people are going to find out how stupid a rear fingerprint sensor is.

    • thereasoner

      Why? You’ll have a much better grip on the phone when it’s on the back as it’s a natural placement for your index finger.

      Besides, with this talk of “hands free” facial recognition you won’t even need to pull out your phone by the sounds of it.

    • ciderrules

      No. We’ve done experiments at work with things like proximity and distance/angle. With the wide range of terminals, how they are mounted and things like security screens the best way to tap is with a front sensor like the Galaxy S7 or iPhone. This allows the phone to get as close as possible to the terminal which directly affects how quickly and reliably the “tap” is read.

      With a rear sensor your hand is in the way and creates extra distance between your phone and terminal. If you place your phone screen side down (to the terminal) then this issue is avoided. Except now you can’t view your screen and the associated verification that gets displayed.

    • thereasoner

      It makes absolutely no difference in reliability, the index finger doesn’t interfere in the slightest as most of the back and back sides of the phone remains exposed. Besides, it’s not like you have to leave your finger on the sensor anyways.

      You do have a better grasp on the phone with the fingerprint sensor on the back though, that’s a real difference.

    • It’s Me

      It makes absolutely no difference in reliability, the index finger doesn’t interfere in the slightest as most of the back and back sides of the phone remains exposed. Besides, it’s not like you have to leave your finger on the sensor anyways, just unlock and tap.

      You do have a better grasp on the phone when you unlock one handed with the fingerprint sensor on the back though, that’s a real difference.

      So, you just re-adjust your grip once you actually want to use the phone. Well, at least you understand that much.

      And you actually do not have a better grasp when you remove one of your finger (and your primary finger at that) from actually taking part in the grasping. Not tons worse but certainly not better.

    • It’s Me

      Having fingers on the back doesn’t help with grip. When holding an object in your hand, you use your fingers and opposable thumb/base of thumb to grasp it securely. A finger on the back has no digit on the opposite side of the phone. There is no opposing force except gravity to make it a more secure grip. Squeeze/push with the fingers on the side and your grip is more secure. Push your finger on the back and nothing pushes back.

      That’s not to say that removing one of your fingers from the side is completely unnatural. For those with very small hands, it might help with balancing the phone. You still have to adjust your overall grip to compensate for removing your finger from actually holding the phone, but it is certainly workable. But then you have to re-adjust your grip again when you start using your phone with your thumb.

  • Allyouranusarebelongtous

    Can’t say I’m jazzed about visual ID.

    What if I had my face blown off…I wouldn’t be able to buy a coffee anywhere…

    • LeTricolore

      A reasonable concern.

    • Allyouranusarebelongtous

      Thank you, many people never understand the importance of a face for facial recognition. I for one will not live in ignorance. Without a face, you may only have a 50% login success rate. HORROR….

  • Mark Driedger

    I saw an Android pay logo on a McDonald’s sign in the drive thru Friday morning. Went back with camera ready at lunch and the sign had been removed. I think launch is imminent.

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