TD and RBC may come to Android Pay in ‘the next several quarters’


  • Zee

    It’s ridiculous that TD Bank in the U.S. has Android Pay already, but TD Canada Trust in Canada is stuck with their stupid proprietary mobile payment systems.

    • elevtechlift

      Also Interac Debit isn’t currently support on their Mobile Payment platform. Some places like some ramen shops only take cash or Interac Debit.

    • Carl Hall

      that’s cause credit cards are expensive to process.

    • And it seems like TD is taking their sweet old time adding support for debit cards for their Mobile Payment platform, they said they were adding fingerprint login support on Android (like last year) but that hasn’t happened either

  • Striker67

    The confusing part is TD Bank offers Android pay to its US clients but not to Canadian clients

    • Nytetyme

      That’s SO Canada…

    • Carl Hall

      they weren’t part of the Us launch either though

  • thereasoner

    TD must think that they’re isn’t enough of demand for Android Pay for a significant number of customers to switch banks. This could come back to haunt them if people start switching in big numbers.

    • ToniCipriani ✓pǝᴉɟᴉɹǝʌ

      More like they KNOW there is demand for it, but they want to force you to use their crappy, insecure app with their own mobile payment implementation instead. It’s not in their interest to make it convenient for you to use payments from other institutions. On the phones you either default to theirs (which restricts you to their credit cards and they have full control) or Android Pay (which allows you to add all others).

    • thereasoner

      …yet they allow Apple Pay. I’m thinking that this will come back to bite TD in the butt if Mobile Payments prove to be popular.

    • ToniCipriani ✓pǝᴉɟᴉɹǝʌ

      That’s because Apple doesn’t allow them in their app.

    • thereasoner


    • ToniCipriani ✓pǝᴉɟᴉɹǝʌ

      NFC is restricted on iOS, unlike on Android.

    • thereasoner

      Yes, you can use NFC for file transfers etc. on Android phones while NFC is restricted to Apple Pay only on iPhones…so?

    • Etienne Bourque

      Since Apple Pay is the only NFC mobile payment solution on iOS, TD supports it. But on Android, they can have their own app instead of using Android Pay.

    • thereasoner

      Yes, obviously but the what he said is that Apple doesn’t allow “them” in their app. I guess he meant to say “allow them access to NFC”.

    • ToniCipriani ✓pǝᴉɟᴉɹǝʌ

      You just answered your own question. How do you think TD can implement their own when they can’t use their NFC?

    • thereasoner

      Obviously but what does that have to do with this;
      “That’s because Apple doesn’t allow them in their app.”
      Bank aren’t “allowed” in anybody’s app, they create their own. Are you trying to say that Apple won’t allow access to NFC on their phone? That would make more sense.

    • Zee

      He meant Apple doesn’t allow TD in their own TD app to access NFC.

  • The banks may know something we don’t know. They might not be looking to get what people want now and might be looking into what we need for the future. TD was the same bank testing bio metric payments , so I don’t think they want everyone getting hyped for something else when they will have something of their own coming soon.

    • Stephen B Morris

      No. It is simply about the money. TD and RBC have sunk money and resources into their own payment apps and TD also put money into UGO. They are probably reluctant to spend any more time on mobile payments than they have already. To be honest I am surprised that they agreed to Apple Pay seeing how greedy the industry is.

  • Ghost0911

    Well, time to get rid of everything I have at Royal Bank and switch to a bank that supports the future. TD and RBC are going to lose thousands of customers over this.

    • Todd Moore

      I doubt it

    • Ghost0911

      I guarantee it with 100% certainty but you’re entitled to your incorrect opinion

    • Andrw

      If mobile payment (Android pay & Apple Pay & Samsung pay) is the future, and with the generation of “millennials”, I see people leaving TD. I do not speak for the majority but you can darn well bet TD will lose my accounts by the end of the year if nothing changes.

    • levoila

      It’s already disappointing to see only 1 bank supporting Samsung Pay and now these 2 banks are holding their customers from using Pay (other than Apple), I guess you’re right, it’s time to switch to a different bank

      I would have expected Samsung and Android Pay to roll out faster than Apple as they’re free for the banks unlike Apple

    • And Android Pay costs merchants nothing either,

  • Given that TD is so hesitant to add support for Android Pay here in Canada, I wonder if that hesitation will continue regarding Samsung Pay given that Samsung Pay is a more secure and all around better alternative to Android Pay.

    • gremlin0007

      These banks in Canada have an obsession with having their own applications so that they can have full control. It like what I tell people who say why don’t you just use your credit card; It all about the convenience of being able to have all your cards in the same place and not have to go through your wallet to find them! Tangerine also said that they have no plans for Android pay (Rep from their Facebook page’s comment section)

    • Mark Remple

      The Android Pay website lists Tangerine as “Coming Soon”.

  • FlamesFan89

    TD doesn’t seem to care about their customers, at least that is my personal experience. I have a student line of credit with them, that will be paid off within the next couple weeks. At that point I will be closing all accounts I have with TD, and they won’t see a dime from me ever again. The hoops I have had to jump through, and the fees I have had to pay, just so I could make payments to the line of credit are downright silly. Plain and simple, there are better banking choices, and it is easy to switch.

  • G Cooper

    Ugh… I have a TD chequing/savings account and an RBC rewards Visa… Looks like I’m switching banks.

  • selonmoi

    I’ve been banking with TD for almost 8 years. They were great back then, but they’re constantly getting worse, with new fees, diminishing customer service, hyper-aggressive sales, a crashy app that still doesn’t support fingerprint readers, and now this.

    That’s it, I’m done. Time to see what ScotiaBank has to offer.

  • Kenneth Rose

    TD’s mobile payment solutions SUCK. Ugo wallet is a pain to use, and only supports credit cards. And their Mobile payment baked into the app won’t even let me add a card, and it’s a pain to even load it up. The app always crashes when I go to add a card. It’s been like that since the day it launched.
    I’m waiting for Tangerine to gain full support, then I’l just gonna move all my accounts over there. I already do most of my banking with my tangerine accounts so just gonna make the final switch once they’re supported.

  • Bob Loblaw

    F*ck TD. Bunch of useless c*nuts

  • Garrett Cooper

    Ironically enough I just opened a LoC with ATB, even though all my banking is done with TD (they gave me a better rate). When I was signing my paperwork, the guy asked me about all my other accounts. ATB would be cheaper monthly, and give me more. Also looks like ATB support Android Pay, hmmm

  • Moiz Adamji

    I hate TD for doing this. I have sent them numerous feedback and nothing. Their mobile payment solution never works most of the time. It’s embarrassing at the store when it doesn’t work. Whereas my CIBC credit card on Android pay has so far worked 100% of the time. But I want to use the TD one as its my primary card. Last week I was at Cineplex with a friend and I tapped with the TD app and it said declined, so I had to use my physical card. My friend used his Apple wallet and it worked flawlessly. Was embarrassing for me as a TD android user.

  • Glen ZAR

    RBC’s comment of convenient access shows they don’t use it. Slowly moving to Scota for AndroidPay and MUCH lower interest rates..and they also have my mortgage. RBC needs to understand they aren’t google. Their APP is poor at best.