“Mobile wallet” launching in Canada within six months, carriers currently in final talks with banks


  • vkk

    Not only THEY know what flavoured coffee you like, but now also where you drink it after you buy it

  • Jimmy

    Finally I can make good use of NFC on my Nexus S. Hope there’s no fee for the customer.

    • John

      No fees?? Only in dreams, my friend, only in dreams…

  • Oto

    Will this work with Google Wallet or is it a separate app they make?

    • cybik

      It won’t

  • Francis

    Now loosing your cellphone will be worst than loosing your wallet ! xD

    Easy payment methode by the way …

    • Mayoo

      Actually no…

      – Loose your cell –
      01) umad! o_O
      02) Drive home
      03) Login to google account
      04) Cancel everything
      05) Get a new cell phone
      06) Reactivate everything

      – Loose wallet (physical) –
      01) umad! o_O
      02) Drive home
      03) Call bank
      04) Cancel card
      05) Order a new card
      06) Call credit card company 1
      07) Cancel card
      08) Order a new card
      09) Call credit card company 1
      10) Cancel card
      11) Order a new card
      12) Call air miles
      13) Cancel card
      14) Order a new card
      15) Transfert points
      16) Call customer care to trasnfert points
      17) Call air miles
      18) Cancel card
      19) Order a new card
      20) [Repeat step 17 to 19 for every 749 points cards you own
      21) Wait 2 to 3 weeks
      22) Receive new bank card
      23) Receive new credit card 1
      24) Receive new credit card 2
      25) Receive new airmiles
      26) Receive new 749 points cards
      27) Login to amazon, change card
      28) Login to google, change card
      29) Login to tigerdirect, change card
      30) [Repeat step 29 for every 3734 web site that holds your credit card information]
      31) umad! o_O
      32) Wait 2 to 9 months
      33) Realize you missed a 2~5 places where the card information was held
      34) [Repeat step 29 for every 2~5 places]
      35) umad! o_O
      *** Also note you have good chance to loose your wallet again 3 times in the process.

  • Kid.Canada

    Yes! Now I don’t have to pull out my CC every time I’m buying something. I could very much see myself using this technology a lot 🙂

    • T

      Although you’d still have to pull out your phone lol.

      Awesome technology though. Can’t wait to try it myself.

    • Kid.Canada

      I pull out my phone more of then than my wallet which is where my CC in in so I don’t mind at all lol

  • Treatz

    I think they’re going for a flat fee from the banks because, really, it going to be hyper competitive, and we all know how well Zoom or whatever it was called did in the payment space charging per transaction. Nobody will pay that.

  • Cancuckle215

    I would definitely use this, through and through.

    I want to make a run to the store, my phone ALWAYS is with me. My wallet…somewhere in the house or vehicle. 🙂

  • David

    It was be great to replace car key also with NFC!

  • God #1

    This is a technology so easily abused that only a fool would start using it now.

  • superfly

    So once all of our personal banking and personal data can be done and saved on ONE device……. Bring on the One World Government microchip I guess…..

  • superfly

    And those who don’t accept it will be considered terrorists…..enemies of the state so to speak.

  • James

    It’s hard enough dealing with those in the 50+ age bracket who cannot handle using Interac.

    Imagine these scenarios:

    1) Old people who simply can’t make their phones work.

    2) The girl with the duffle-bag sized purse who always waits until the last minute to pull out her wallet. Luckily the wallets are usually the size of a 3 ring binder; a cellphone is not.

    3) “My battery died”


  • Warren

    Already using Google Wallet on my Rogers rooted Galaxy Nexus and its amazing! If only the Canadian carriers would unblock it so that I wouldn’t be spoofing it as a T-Mobile phone.

    • Raz

      How are you adding/refilling funds to your Google Pre-paid card?

      For Canadians, I heard the only way to do is is with a Vanilla Master Card gift card but apparently that doesn’t work anymore.

  • LeDerp


    – Security, security and security

    – One platform to rule them all (less fragmentation)

    – Accessibility to older phones as the technology is barely available (can probably count on 2 hands the number of phones with the feature enabled)

  • aregularonhofo

    I can see this turning into a big problem between men and women on how they use this new technology like the old ATM joke:


    Drive up to the cash machine.
    Put down your car window.
    Insert card into machine and enter PIN.
    Enter amount of cash required and withdraw.
    Retrieve card, cash and receipt.
    Put window up.
    Drive off.


    Drive up to cash machine.
    Reverse and back up the required amount to align car window with the machine.
    Set parking brake, put the window down.
    Find handbag, remove all contents on to passenger seat to locate card.
    Tell person on cell phone you will call them back and hang up
    Attempt to insert card into machine.
    Open car door to allow easier access to machine due to its excessive distance from the car.
    Insert card.
    Re-insert card the right way.
    Dig through handbag to find diary with your PIN written on the inside back page.
    Enter PIN.
    Press cancel and re-enter correct PIN.
    Enter amount of cash required.
    Check makeup in rear view mirror.
    Retrieve cash and receipt.
    Empty handbag again to locate wallet and place cash inside.
    Write debit amount in check register and place receipt in back of checkbook.
    Re-check makeup.
    Drive forward 2 feet.
    Reverse back to cash machine.
    Retrieve card.
    Re-empty hand bag, locate card holder, and place card into the slot provided.
    Give dirty look to irate male driver waiting behind you.
    Restart stalled engine and pull off.
    Redial person on cell phone.
    Drive for 2 to 3 miles.
    Release Parking Brake.

    • HO

      ROFL, this made my day!!!, worth of Reddit.

    • Gary

      This is classic LMAO

  • Fromandah Bolz

    I don’t think if I want Google, Apple and Microsoft to know and share info about what I am drinking, where I am shopping, what my size my shoes are and what color of underwear I have.

    • Hansung

      Not even sure why that matters… THEY MIGHT USE PERSONALIZED ADS!!! umm… so? If you like it, buy it, if you don’t, don’t. or better yet, get google chrome, and download adbloc. This is Google, not the Church of Scientology. They aren’t going to use the information AGAINST you… YET dum dum dummmmm.

  • Rory

    Well, now we know why google wallet isn’t in Canada and never will be. Typical greedy, anti-competition BS.

    Will be interesting to see what apple NFC wallet offerings come and if they are blocked in Canada.

  • HO

    I was enthusiastic about the idea till I read “Rogers/Bell/TELUS”….so nowdays they screw u without accesing ur personal finances, hmmmm, just wait till this launches and see ur bank accounts being cleaned overnight!!!

  • Jack

    There is an article that NFC can pick up Paypass and Paywave NFID information. So there are Android virus that gets downloaded without user knowledge, picks up all the credit card info around it (ie, in the same purse) then sends it back to a hacker database.

    So these Android trojans and credit card payment match is going to lead to a very dangerous combination. We shall see if it is really more important to pay with your cell phone NFC or protect from identity fraud.

  • wewewi

    My wallet is pretty mobile as it is, thank you.

  • Mike

    I for one would not trust an app knowing my bank account or credit card info, way to many security issues, and would be against your bank agreement to keep your bank account pin codes secret and such. I can see issues rising from this and customer money going missing, and the customers calling their bank to say money is missing, but the bank telling you sorry read over your bank account agreement, “your responsible to keep your bank account info secret” to bad for you, we aren’t going to reimburse your account. I for one will always be using my bank debit card at an official bank machine at the branch and taking out cash only and pay in cash only. this is the only safe way to pay for stuff. paying by debit or by credit cards their are to many fraud situations happening with thieves cloning your debit or credit cards. This new technology would allow thieves to clone your phone and then take out all your money or something. nah nah sorry but all I see with this is a huge security risk. Best way to pay is in cash. And with these apps to pay by phone are gonna track your spending habits and stuff and keep a data base and use your private info to solicit telemarketing tactics towards the app customer. Sorry but this will be a fail.

    • Name

      Capitalize your sentences, do not allow them to run on for so long, and you might have fewer dislikes. Your post is too hard to read.

  • Domingo

    People, trust me, you are asking for trouble. You don’t need to understand why, just understand you don’t want this.

  • s600

    Why can’t we just use Google Wallet? Seems like the carriers are getting away with blatantly crafting themselves a monopoly. I prefer a competitive marketplace.

  • cass_m

    How many people use the tap to pay available with their credit cards? My experience with that has been dismal. I’d be happier using something that can stay in my pocket and I confirm with a PIN. Then just keep the new Canadian e-currency (MintChip) on my phone with tap to pay cash.

  • Canadaboy

    Why do the carriers get any money at all!!!!! They are just a data line. Sounds like they are totally putting up barriers and saying unless I do get cash, I’m going to do everything I can to mess up this system. Pay up or die!

  • ace

    I just went into my google dashboard. It is scary how much information Google has on me. I though of the convenience of being able to pay through my phone in airports, overseas, visiting the US etc… but now they will be able to collect info on what we buy, where we buy it, find out our shopping routines, favourite stores and items… thats like uber marketing genius and at the same time extremely creepy and total invasion of privacy.

  • BB

    Man these guys are smart! Take all of our information and use it against us to market products. Then remove paper money and then nothing is valuable at all. Then when everything crashes(markets) you will have nothing at all except an over priced paper weight that barely makes phone calls. Then you will one day try and retire and they will tell you there was a glitch in the system and we can’t figure out how much you have. Keep your paper money, and this might be a sign not to give it to the bank as well.

  • Cuz

    DO NOT WANT. This a slap in the face to Google from Robellus and the CRTC.

  • JL

    Countries (or Territories) like Hong Kong have already been using NFC (cashless) transactions for 15+ years now. How come Canada get so behind.. They cannot even get TTC to use Presto..

  • WAP

    Japan has been doing this for some time now years I think. We are so far behind lol

    • A. Carmine

      Japan has been doing this for 10+ years… we are very late to the game.

  • Yeria

    I’m on Wind so I won’t be able to use it anyway but I wouldn’t use it even if I was with the Robellus. I’d rather trust Google and wait for Google Wallet instead.

    • Techie

      Stupid Wind Troll, stick to your own forums

    • Yeria

      I am a Wind troll because…. I talked about Wind? Since you’re lacking a brain, I’ll spell it out for you.

      I want to use Google Wallet. Since the Robellus have developed their own payment system, it has suddenly become exponentially difficult for Google to crack this market.

  • hubba

    This is all fine and dandy, however, most phones out there are susceptible to vulnerabilities, mostly inherent. This tech will only give hackers another avenue for identity theft. Mass approval of such tech solely depends on the security of the device it is imprinted on. This will bring its own issues. Will the banks still uphold their agreements with consumers in regards to account protection? Probably for a monthly fee. Credit card companies already offer such ‘ID theft’ options, this will enforce em further.

  • A

    what happens when the battery dies? um sorry i can’t pay for my food cause my phone just died lol

  • cybik

    EnStream can s— actually no, EnStream CAN’T suck my wallet dry.

  • Robert Burns

    Sounds like a neighbour I once had, mind you he didn’t have a purse either, as I recall. Hope you are not listening George :(, but come to think of it, might have been a good idea to give you one as all your confusion would have been in one safe place.

    Now where heck did I leave my wallet????? AND CAR KEYS………!!! PLEH!!