Aviva Canada to offer ride-sharing insurance in Ontario next month

Ian Hardy

January 6, 2016 12:29pm

Popular ride-sharing service Uber is active in many Canadian cities, including Toronto, Ottawa, Montreal, Calgary, Quebec City, and Edmonton, but is considered illegal in large cities like Vancouver. However, one of the major concerns for its passengers from regulators across Canada is about to come to an end.

Insurance broker Aviva Canada announced today ride-sharing coverage specifically created for ride sharing services like Uber that will “protect both passengers and drivers.” The insurance add-on will be available next month to drivers in Ontario who spend up to 20 hours a week offering rides to customers using apps like UberX. The insurance will protect both driver and passenger from the moment a passenger enters the vehicle to the time he or she exits.

As for the cost, Aviva states it will be a “small portion of the income earned by the driver,” which is calculated by the time spent ride sharing, as well as location and driving record.

Aviva notes it will work with regulators across the country to bring the insurance option to other provinces “in the coming months.”

Greg Somerville, President and CEO of Aviva Canada, stated, “With ride-sharing on the rise, consumers have new options available to them, however, there is a gap in insurance coverage which potentially leaves them without appropriate protection and benefits. When consumer needs change, we must evolve our insurance solutions to respond. We’re excited to offer a simple and affordable solution within a driver’s existing personal auto policy, thereby providing drivers and passengers with absolute peace of mind that they have insurance coverage while ride-sharing.”

Source Aviva
  • Humbre

    Uber is also concidered illegal in the province of QC.

    • Dylan Neild

      This is highly debatable; it’s not considered “illegal” in Ontario (as has been now tested in the courts). The notion of UberX as “illegal” is simply the PR battlecry of the dying cab companies. I use UberX every time I’m in Montreal (probably once a month). If it’s illegal, the police certainly don’t seem to care.

    • Humbre

      I beg to differ; the QC transport minister Robert Poeti clearly
      stated following the New Year ’s Eve momentary tariff hikes that Uberx was “illegal” (as in against the current framework regarding paid people transportation). Here is a direct quote in french: “Ça démontre à quel point ils [Uberx] sont alignés pour fonctionner dans l’illégalité”.

      The fact that you were able to use the service in Montreal does not mean it is de facto legal. That’s a whole different debate.

  • Tech Guru

    Awesome, cabbies just lost their one and only piece of ammo.

  • And it has begun. Now taxi drivers will be blocking all the roads here in Toronto protesting.

    Great news for Uber

    • Andrew English

      Because there is a new insurance package coming out; actually its just corporate insurance repackaged under a new name. Doesn’t mean that UBER drivers will get it, there is nothing in the legal system that say they “MUST” have this new insurance to operate. Not yet anyways.

  • Elton Bello

    Whats up with these illegal claims by certain provinces? Anyone knows?

    • Elton Bello

      Anyone knows how uber fares compare to other taxi companies?

    • naviz

      It’s provincial jurisdiction. So it actually is or isn’t illegal at a provincial level. For example, in BC any ride service other than a taxi needs to charge something like a $75 minimum per trip.

  • Andrew English

    Ride sharing insurance is just the same corporate insurance that taxi companies have but repackaged under a new name.

  • h2oflyer

    Don’t get in a Uber vehicle unless they post their insurance coverage.

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